Search results for
loans
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October 13, 2026
How adding one extra EMI to your housing loan can help you save 3.5 years | Personal Finance
Long-term housing loans usually span 20 years, during which the majority of early payments go towards hefty interest rather than the principal amount
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August 20, 2026
OPINION | Is the IBC creating a stronger credit culture for corporate India?
The law imposes strict timelines for resolving corporate insolvencies, often within 330 days, and allows for promoters to lose control of their companies if they default
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August 10, 2026
Is your loan good or bad? Here is how to find out | Personal Finance
Understanding this distinction is crucial for financial health, as good loans can be used as leverage to expand businesses and profits, while bad loans can lead to a cycle of debt, stress, and potential bankruptcy
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May 06, 2026
Will the new round of the Emergency Credit Line Scheme work?
Will ECLGS 5.0 turn into a mere quick-fix to save domestic airlines or will it help save India’s small and medium-size businesses battling the economic shrapnel from the West Asia crisis?
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May 06, 2026
Emergency credit line guarantee scheme: Centre dusts off Covid playbook to tackle West Asia conflict impact
Zero fees, ₹1,500 crore per airline, 100% government guarantee: ECLGS 5.0 is India's most generous business lifebuoy since the pandemic
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April 01, 2026
South India leads in GDP, but why is a lion’s share of commercial bank loans still going to the North and West?
The GDP strength of South India versus the North–West bank loan dominance: Unpacking India's regional economic paradox
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August 06, 2025
RBI holds MPC policy rate: What changes for your loan EMIs and fixed deposits?
In June, the Reserve Bank of India MPC surprised markets by using falling retail inflation to front-load interest rate cuts, but no repo rate cut this time in August
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August 05, 2025
Interest rates are down, but Indians are not borrowing enough: Here is why
Despite the phased cut in interest rates, loan growth in India has slumped. Here is an explainer on why people and corporations aren’t borrowing enough.