In times of need, some extra money in hand is a much-required thing no one is talking about. In emergencies like your bank account being overdrawn or your wallet being short of cash, the ZIP Pay Later feature is here to rescue you from a pickle! Whether it is to do some last-minute online shopping or to pay at your regular snacks shop, MobiKwik will help you solve the problem immediately when you are out of money.
MobiKwik ZIP
MobiKwik is a well-known brand to most people living in big metropolitan cities, even urban towns, in India. It is the fastest-growing online payment app that has revolutionized digital transactions utilizing its digital wallet system. With 120 million+ users across the country, MobiKwik has grown to be the most efficient and useful indigenous fintech brand in India. The sole reason behind its success is the brand's innovation, stemming from a sturdy team, who regularly comes up with new and fresh products, strategies, and execution plans; revolutionizing the technology industry and paving the way for further advancements in the field. Hence, they have surpassed their primary abilities of just being a payment app and have taken ground to contribute more effectively to the Indian customers.
MobiKwik has come up with the brilliant feature of a digital credit card, named ZIP, for easy payments to reduce efforts and confusion of the customers regarding money matters. Now you do not need to cram your wallet with a heaping stack of cash or credit cards but can easily do the job with just a few clicks on your smartphone. Instant transactions can be made smartly, from anywhere, at any time. The processing and the turnaround take just a minute or two, saving your time and energy in this fast-paced era.
Try MobiKwik ZIP for hassle-free payments
Existing MobiKwik users are well aware of benefits and are acquainted with ZIP and its features. Those who are yet to be introduced to the app should download it and register as soon as possible to be free of stress while making quick payments or purchases.
The following user-friendly features of the MobiKwik ZIP service are worthy of a trial:
Instant credits in a few clicks
MobiKwik ZIP is similar to a digital credit card with a credit limit up to INR 30,000. It is a steady amount of money you will always have in your digital wallet, no matter what you buy or where you go. While in the case of a real wallet, there are safety issues involved in carrying this much cash at once, the digital wallet ensures your security everywhere. You have to register on the MobiKwik App and activate the ZIP feature to avail these credit benefits. The allotted amount will be transferred to your digital wallet immediately.
Increase in the acceptance of ZIP
More and more brands now accept ZIP as a form of payment mode, and the demands are increasing by the day, simply due to the time-saving factor. ZIP PayLater can be used on 1 Lakh+ brands including MakeMyTrip, Zomato,Swiggy, 1mg and so on.
Repayment made easy
To make a repayment for the money availed, MobiKwik has a quick and smooth option. The unused amount is already there for the user to use when needed. The invoice for this expenditure is produced twice a month, one on the 1st of the month and another on the 16th. For the money used between the 16th to 30th or 31st of the month, the invoice is generated on the 1st, and for the money spent between the 1st to 15th of the month, the invoice is generated on the 16th. Therefore, this bifurcation of one month and the part-by-part payments avoid any confusion regarding the amount of money used and replaced.
No charges for credits
Unlike a real credit card, the ZIP virtual card does not require any charges for the credit facility, which is free for registered users. ZIP credit service is completely interest free if the bills are repaid on time.
Improvement of your credit score
The users can increase their credit score, which will enable easy access to gaining loans from banks, credit card suppliers, or even MobiKwik. Each time you pay your bill on time, your credit rankings soar up, increasing your chances of getting the services mentioned above. Having higher creditworthiness allows you flexible opportunities for taking personal loans, home loans, car loans, etc.
Now you can ensure stress-free payment solutions in times of need, provided you have installed and used the MobiKwik app to its fullest. The ZIP feature also allows repayment via net banking straight from your bank. So, don’t wait and download the MobiKwik app now and have a great payment experience with the MobiKwik ZIP feature!
